Why do I need travel insurance?
Because sometimes...
You have to cancel a trip last-minute.
Travel insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.
Travel delays leave you stranded.
Travel insurance can reimburse you for eligible meals, accommodation and transportation expenses during a covered delay.
You get sick or hurt when you're far from home.
Travel insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.
Fender-benders are unavoidable.
Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.
You need help in a hurry.
Whether you're planning a week-long road trip or a weekend getaway, you never know what might happen. Travel insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.
Travel insurance is uniquely designed to cover the unexpected risks related to traveling. Most travel insurance plans designed for sale to leisure travelers include trip cancellation, trip interruption, baggage delay or lost baggage, accident & sickness medical expenses and emergency transportation benefits along with travel and medical assistance services. It is important to read the description of the plan offered to you before purchasing it in order to determine which plan provides the coverage best for your trip.
Why should I buy travel insurance?
Most travel insurance plans provide benefits and services not typically available through your healthcare, homeowners or automobile insurance. These plans provide an affordable opportunity to insure yourself against certain risks likely to only occur while you are on a trip, or prior to it.
How do I know which travel insurance plan is the right choice?
Our travel insurance programs are especially designed to provide you with travel related benefits not typically covered by other insurance plans you may have. Our comprehensive travel services are available to help you plan your trip, to keep you informed, and able to respond to unexpected events that may occur while you are traveling.
Most insurance plans cover the basics – trip cancellation, trip interruption, trip delay, baggage and personal effects, and medical expense. Depending on your state, they also provide you with an opportunity to purchase optional benefits like medical upgrades, auto rental collision damage benefits and high limit flight accident insurance. Always review policy wording for a description of the benefits available with your insurance plans.
Can I purchase an annual insurance plan?
Buy one plan. Get protection for every eligible trip in the next 365 days. It’s that simple. If you are planning three or more trips in the next 365 days, then an annual plan might be cheaper than insuring each trip separately. The more you travel, the greater the risk that something goes wrong. Even the best-planned trips can be ruined by circumstances beyond your control. Frequent travelers know that problems are inevitable - and when they do, travel insurance can save the day.
Planning an international trip? Get information on travel requirements and entry restrictions. This interactive map shows current requirements for each destination, including COVID-19 testing, necessary travel documents and quarantine periods. This map is updated daily, but please keep in mind that travel restrictions change often. Check the latest requirements before you leave for your trip. Click the map above to learn more.
Get a Quote
Tell us a little about your travel plans and we can provide you with a quote that meets your specific travel insurance needs.